For two years now, my husband has owed me money and has refused to pay. It was a loan I gave him, not a gift.

When my baby was six months old, my sister gave me enough money to start a business. It sat in my account while I counted the days until my child would be old enough to start school, so that I could finally begin my work.

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Our rent was due around that same time, and my husband asked me to lend him eight thousand cedis. He needed it to add to what he had so we could pay the yearly rent, which is about twenty-four thousand Ghana cedis. He promised me, in his own words, that he would pay me back in two months.

When he asked, I hesitated. My husband is very stingy. He hates to give out money. I do not know if it is a fear of poverty or something else, but he is truly very tight with money. Still, I decided to give it to him. I did not want it to be said that my husband needed help and I, as his wife, refused him.

When I handed him the money, I told him it was my seed money for the business. I thought he understood this and would surely pay me back. It has been two years now, and he has not paid.

When I remind him, he says, “Oh, I have forgotten. Remind me by the end of the month.” I hear this every single time. For two years, I have even pretended to forget sometimes, just to see what he would do. But still, nothing.

My sister knows all of this. I told her what happened, and she gave me another sum of money. This time, however, I did not tell my husband about it. I ordered a container, found a good place for it, and fixed everything inside. Now I have a fully set-up container, but I am out of cash. I do not have the money to stock it. I want to sell disposable items.

This man has not put even one cedi into what I have built. I asked him to give me my money back so I could stock the container. He told me I should ask my sister again for money. It is clear to me now that he has no intention of paying my eight thousand cedis.

Thriving In A Relationship When The Man Doesn’t Have Money

How can I get my money back to stock my new container? I have already paid for two years on the land lease, and it is now due for renewal. My opportunity is wasting away, and I have not even started selling anything.

—Mina

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