My boyfriend came to me with a proposition.”There is this business idea I want to venture into. Can you help me with the money? I’ll pay you back as soon as the business starts bringing in returns.”

I believed in him, so a few days later I transferred GH₵60,000 into his account. In my heart, I said a prayer for him and for the business, asking God to bless it, make it flourish, and crown his efforts with success. If he succeeded, we both would.

The business collapsed within a few months. It never even got the chance to stand on its own feet. It was a difficult season for him, and I understood that. I knew you do not lose a business and get back on your feet overnight, so I gave him time.

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A few months later, I brought it up. “I don’t want all of it. Half will be okay. It is my savings, and I need it so I can put it back where it belongs.”  I was not asking for the impossible, and I certainly was not asking for his arms and legs. I was only asking for part of what was mine.

That conversation happened five years ago. Today, as I write this, I have not received a single cedi.

Every time I bring it up, he either avoids the conversation or gives me one excuse after another. At first, I was patient because I believed things would eventually get better. Now, the excuses have become exhausting, and with each passing day, my frustration grows. At this point, it feels less like someone who cannot pay and more like someone who has simply chosen not to.

Right now, our relationship is hanging by a thread, and I honestly do not think it will survive this. We have not officially ended things yet, but it feels inevitable. I have already made peace with that because, whether he realizes it or not, he is saving me from wasting any more years.

My biggest concern now is the money. Is there any realistic way I can recover it before this relationship finally crumbles? Has anyone been in a similar situation? If you managed to get your money back, how did you do it?

—Fav

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